IFRS 9 ECL Solution
The recent introduction of the IFRS9 expected credit loss provisioning requirements has posed a major challenge to institutions due to lack of systems and/or skills to model the required outcomes.
Distinctus Consultants has delivered successfully the IFRS9 modelling for several institutions. Following the experience with Ms-Excel based modelling, we have developed an automated solution which is easily deployed, the solution replaces manual data updates, records maintenance and computation processes.
ALM (Liquidity and Interest rate risk Management) solution
Liquidity management is a core role of the treasury function. The ALM solution delivers an institution-wide solution to manage both Liquidity and Interest Rate risk in the banking and trading books. In built functionalities to deliver behavioral profiling, forecasting, FTP and stress testing functionalities.
Credit Administration & Management Solution
The credit management solution delivers an automated credit administration process enabling documentation, collaboration, appraisal, monitoring and an efficient decision process.
The solution avails capability to setup new products and assign specific processes required to the new products. An automated approval process requirements at different levels and based in terms of amounts and decision processes.
The solution delivers a process tracker to ensure efficient and timely appraisal, approval or decline to communication to client. An API to ensure the credit monitoring process updated with latest account balances.
Treasury Management solution
Appointed implementation partners to a Global Technology Solution Provider.
We deliver treasury technology solutions to support managing treasury and client data and workflows for transactional banking, treasury management, and foreign exchange and payment transfers. The solution features include FX Margin accounting, FX Settlement, FX Forwards and Swaps, FX Consolidation P&L, FX Volatility P&L, Reconciliation, Treasury liquidity pool management, Limits management, Placements, Investments, Maturities management.
The solution delivers integration with SWIFT payments and messaging systems, card payments, mobile payments, crypto currencies, Bloomberg and integration to core banking systems to deliver a front to back office process integration
